My man has impeccable credit they make you pre-qualify. We asked for $900 for veterinary they pre-qualified him for 1800. Less than 24 hours he put in his application and they denied him. I just lost my dog due to this cuz I couldn't put him in the hospital. Everything you look up it says Care credit is easier to get than alone or a credit card. Don't believe it. We started going through reviews and we saw tons that say I have bad credit but I got accepted and all these people with good credit got denied and so many people lost their pets because they were denied with excellent credit. The minimum credit to be accepted by CareCredit my man way over exceeded. Then we were reading too see I have a credit card I could renege on all my bills and being collection for all of them but as long as I'm paying my credit card I still have my credit card. A bunch of people said that one little thing on their credit report changed and it had nothing to do with Care credit and Care credit cancel their card and took it away. I mean lots of people. Other people said there was a glitch in the system and it said that my credit report changed and it did not the only thing that was different was that Care credit canceled my card. Now when somebody monitors your card and you're up to date you're making great payments and you're doing everything you should but they're monitoring you and your other bills so they'll take your card away because of it I wouldn't do this I think this place is shoddy. It's been around for years I know a million people itself but I'll tell you what I saw a million reviews and now we just lost her my baby so I wouldn't do it. Date of