Gives way too much power to the hosts to abuse if they so please. They allow for abhorred cancellation policies even during this pandemic. I just had a host keep over $2000 CAD when I had to cancel my trip because of Covid-19. This host didn't even provide me with any service, and ignored any communication I tried to make before we had to cancel. He literally STOLE that money because I did not get anything in return for it. What a garbage service.