Aspen Dental pressured me to except the offer even though it wasn’t enough for the procedure that I wanted to “help build credit.” Then I realized Aspen Dental charged the account without my consent and wouldn’t fix it so I reported it as fraud. Over a month later I received an email saying I was responsible because I benefited. All my dental work was paid for by my insurance company. I have copies. How do I benefit and how is it legal to charge an account without permission?