Mortgage - awful experienceNothing is working here, even set up an online account is impossible. A big rip off - I have been told mortgage is not charged upfront - my rate is £2200 per month - my first payment was £3900.00 and you don't know that before you are taking a loan - you won't find it anywhere. Can't wait until 2 years will finish and will find another bank. All goes wrong from the very beginning :(