CareCredit

This is the absolute WORST financial institute I've ever encountered!! Thought it was a great option to use when my dentist office recommended it and have made timely monthly payments 3x what is required, so imagine how shocked I was when I learned that my balance was higher than my limit and the amount that I had charged because I missed a promotional on the interest??? What?! Because my payments are set on auto-pay, I rarely look at this account so when I discovered that interest of $564 was charged to my account and caused it to go OVER the limit, I was furious!! DO NOT USE CARE CREDIT - IT IS A RIP-OFF!!! Any other loan company would incorporate interest rates, not hit you up all at once for them. I will NEVER use this place again.

I do not recommend CareCredit. I was making my payments on time, and I was even paying more than what was due. I had got my balance down to $700. I looked at my account one day. They had attached a $425 interest fee so run as far as you can from CareCredit. Read the small print carefully

I used the care credit medical for a few years then they offered me a care credit Mastercard and I accepted. I used it for a few small seim regular bills. I set "autopay" to pay full statement balance. This even still shows as my current setting. Lo and behold they did not take an auto payment and trashed my perfect payment record and charge a nice old late fee.

This company I would avoid at best, after your promotional period is over with they will balloon your interest charges like they did to me at over $759 one-time yeah you heard that correctly. After I get my home loan approved this is the first acct I will pay off to close it forever.

I honestly despise CareCredit. I would never use them again. I understand that if you read carefully and pay everything on time it's fine (if you're a Capricorn or something I guess go for it), but they don't seem to want you to. I received my payment notifications consistently the day after, and I called to inquire about it and see if they might think about doing it the day before like any other establishment? They said they could not. To me, it's not about needing to set reminders on your phone or making sure you pay it quick. It's the principle of it all. This is apparently the only option for installment payments for dental? And you operate like you want people to miss their payments?Even after I paid it all, 6 months later I receive an email that they ran my credit to see if I qualified for an increased limit? AND that they denied this increase. Dropped my credit score. I didn't think you even could do that without requesting? So I called and got zero answers. Then they closed out the account. I don't know. I honestly never write reviews unless it's something positive but I hate this place and I truly think they're predatory.When I went in for some more recent dental procedures you bet I didn't use it. You're better off putting it on a normal credit card. Also the billing woman at the office said she personally would NEVER use it. Tells you everything you need to know. Also I just hope this helps someone. Don't end up paying this company back 3 times the amount in interest/fees and don't let this sham of a company drop your credit more. Use a normal credit card, borrow money from a friend if you can.

Absolute robbery.. this company acts like they want to help everyone and are there for people and they are absolutely robbing people. Payments dont do anything to your balance they just keep tacking on more interest. Do not recommend anyone use this.

They, along with synchrony bank, are FRAUDS - you pay them for products and they are quick to take your money, but when it comes to refunds, they make every excuse, lie about returning funds, and delay your money being returned to you. Word of caution do NOT DO ANY BUSINESS with Care credit or Synchrony - they are the absolute worst

I got this card to pay my corgi's vet bills. At first everything went fine, I made the payments. The APR was low and I was paying more than the monthly premium. Then, I noticed that my balance was not going down like it was supposed to be, I discovered that they had suddenly dropped my credit limit from $750 (which I only owed $500 on) to $450, then charged me an overage fee. And kicked my APR to twice what it was. I continued to make payments on time until February 2023 when they suddenly closed my account. No explanation was provided. Then Synchrony started sending me bills. I can go online and see what I owe, but I am locked out of seeing any activity or past payments. Calling them is a total waste of time, all you get is someone who barely speaks English and is about as much help as a dictionary.

I’ve had a CareCredit credit card for 10+ years and my account was recently closed with no notice. I only found out after reviewing a credit report. But I haven’t seen another credit card with rates as high as CareCredit so it was only for emergencies anyway.

I will never do this again , the interests rate is outrageous I had to close my account to prevent them from adding more interests. My account is now closed but I am paying back the loan amount now 33.00 a monthly , no forgiveness here I wouldn't recommend Care Credit its a rip off .

Aspen Dental pressured me to except the offer even though it wasn’t enough for the procedure that I wanted to “help build credit.” Then I realized Aspen Dental charged the account without my consent and wouldn’t fix it so I reported it as fraud. Over a month later I received an email saying I was responsible because I benefited. All my dental work was paid for by my insurance company. I have copies. How do I benefit and how is it legal to charge an account without permission?